Home
Equity Loans
This generally a 2nd mortgage which is a line of credit.
This line of credit has a credit limit established at
inception and you may take out advances as you need up
to the credit limit. These types of loans are typically
adjustable rate loans with no set term for repayment.
Credit Repair Loans
A specialty loan used to improve your credit and
monthly cash flow. We can use this loan to payoff any
accounts that may be in a delinquent status. We can
also payoff and judgments or charge-offs. Once completed,
we will assist you with designing a program to improve
your creditworthiness in the future.
Mobile
Homes Loans with Land
As long as you currently own your land, or are going to
purchase your land, we can do single-wide and double-wide
loans. The mobile home must be 1976 or newer, and must
have the wheels and tongue removed and must be underpinned.
Conventional
Loans
This loan is for perfect credit individuals for both
refinances and purchases. The maximum loan size is $240,...
and 95% of the value of the home. This is a 1st mortgage
product only.
Jumbo
Loans
This loan is for perfect credit individuals for both
refinances and purchases.
Home
Improvement Loans
A home improvement loan can be a 1st or 2nd mortgage.
The loan assists you in doing any type of home improvement
such as room additions, remodeling or repairs to your
home. You may also combine a home improvement loan with
a consolidation loan or a cash out loan.
Divorce
Settlement Loans
This loan allows you to settle your financial obligations
with your soon to be ex-spouse You can buy out your
spouses interest in the home. This allows the person
who will be living in the home to get the ex-spouse
off the deed of the home, and allows the spouse to be
relieved of any financial obligations tied to the home.
This loan may also be used to pay your divorce attorney
their fees. When you have completed this transaction
you have a clean fresh start.
Second
Home Loan
This loan is used to purchase a second home. This home
can be a vacation home or a retreat home.
Debt
Consolidation Loan
This loan is probably the most popular and most widely
used loan. It generally is used to consolidate some
or all existing debts into one loan. This is an effective
tool to reduce monthly payments and improve a customers
cash flow.
Investment
or Rental Loans
This loan is used to purchase a house that will be rented
out to another party on a regular basis. |
