Home
Equity Loans
This generally a 2nd mortgage which is a line of credit.
This line of credit has a credit limit established at
inception and you may take out advances as you need up
to the credit limit. These types of loans are typically
adjustable rate loans with no set term for repayment.
Credit Repair Loans
A specialty loan used to improve your credit and
monthly cash flow. We can use this loan to payoff any
accounts that may be in a delinquent status. We can
also payoff and judgments or charge-offs. Once completed,
we will assist you with designing a program to improve
your creditworthiness in the future.
125%
of Homes Value
This is a 2nd mortgage loan that allows you to borrow
up to 125% of your homes value. (example if your home
is worth $100,000 and you owe $75,000 to your current
mortgage company, you could borrow $50,000. $100,000
x 125%= $125,000 - $75,000 = $50,000.) This type loan
is a fixed term and is for excellent credit individuals.
No
Income Verification
This loan is for self-employed individuals that can
not show their true income on their taxes because of
self-employed deductions. This loan allows you to use
bank deposits or other means to show income without
having to use the figures on your tax returns.
Stated
Income Loans
Allows you to state the income you make with no verifications
or any proof on your income.
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